Defensible valuations for every claim and policy.
Circulaire issues professional, market-backed valuation certificates — documented with comparable sales and a confidence level — so your underwriting and claims decisions stand up to scrutiny. Issued under your own brand.
Why insurers choose Circulaire
A valuation you can put in front of an adjuster, an auditor, or a court.
Defensible & documented
Every certificate cites the comparable sales, percentile range and confidence level behind the figure — an evidence-backed valuation, not an opinion.
Faster claims & underwriting
Valuations in minutes instead of weeks of appraiser back-and-forth, so you can bind policies and settle claims sooner.
Consistent & objective
Grounded in live market data across leading marketplaces, reducing disputes, subjectivity and inflated declared values.
White-label under your brand
Certificates are issued on your template, with your logo — or under Circulaire. Your policyholders see your brand.
Full audit trail
Each valuation is stored with its sources, condition assessment and date, ready for review or dispute resolution.
Covers specialty items
Watches, handbags, jewellery, art and other high-value categories valued on the same consistent, market-backed basis.
A PDF certificate and a digital record of every valuation.
Each certificate includes an attribution of the item, a detailed catalogue description, the current fair-market value and a separate insurance value — backed by the comparable sales used.
View sample certificate
How it works
From photo to certificate in minutes.
- 01
Submit the item
Photos and any details come in via the API, a branded portal, or directly from your adjusters and policyholders.
- 02
Circulaire values it
AI identifies the item and triangulates a value across leading resale and auction marketplaces, with comparables and a confidence level.
- 03
Certificate delivered
A professional PDF — fair-market value and insurance value — is generated and delivered by email under your brand within minutes.
Where it fits
Built into the insurance lifecycle.
Claims settlement
Verify a declared value at the moment of loss with an independent, market-backed figure and documented comparables.
Underwriting & scheduling
Value high-value and specialty items — watches, handbags, art, jewellery — before binding or scheduling them on a policy.
Policyholder onboarding
Give new policyholders fast, professional pre-loss documentation of their valuables, reducing friction at claim time.
Put defensible valuations in your underwriting and claims flow.
Book a demo and we'll issue a sample certificate on one of your own items — under your brand.